Marine Risk Insurance
Marine insurance can cover specialised assets, complex contractual obligations and exposures that can extend well beyond the water. We work with businesses across the marine, transport, logistics, resources, construction and industrial sectors to arrange tailored marine insurance solutions.
Marine insurance can be highly specialised, with policy terms, exclusions and contractual obligations that require careful consideration. With extensive experience across the marine sector, Integra Insurance Brokers understands the complex risks faced by vessel owners, operators, charterers, cargo owners and marine service providers.
We work closely with you to understand your operations, assets, contracts and supply chain exposures, helping arrange insurance solutions that support your commercial responsibilities. Should you need to make a claim, we are there to assist you through the process from lodgement to resolution.
Commercial Hull Insurance
Commercial Hull Insurance is designed to protect commercial vessels against physical loss or damage. This may include vessels such as workboats, tugs, barges, fishing vessels, charter vessels and other marine craft used for business purposes.
Depending on the policy, cover may include accidental damage, collision, grounding, fire, theft, storm damage, salvage costs and machinery damage. Understanding your business operation, our brokers will ensure your cover is tailored to suit the vessel type, operating area, usage and associated equipment.
Protection & Indemnity Insurance
Protection and Indemnity Insurance (P&I), provides liability protection for vessel owners and operators. It is designed to respond to third party liabilities arising from the operation of a vessel that may not be covered under a Commercial Hull policy.
Depending on the policy, P&I cover may assist with claims involving crew injury, passenger injury, third party property damage, pollution, cargo liabilities, wreck removal and legal defence costs. This cover is particularly important for businesses with responsibilities for vessel operations, crew and marine activities.
Charterers Liability Insurance
Charterers Liability Insurance is designed for businesses that charter or hire vessels and may be held responsible for loss, damage or liability arising from the use of those vessels.
This cover may help protect charterers against liabilities including damage to the vessel, cargo related claims, pollution incidents, third party property damage and legal costs.
Transit / Cargo Insurance
Transit and Cargo Insurance helps protect goods while they are being transported by sea, air, road or rail. Whether you are importing, exporting, distributing or moving goods between project sites, cargo can be exposed to damage, theft, loss and delay at multiple points throughout the supply chain. Cover can be arranged for single shipments, annual cargo movements or ongoing domestic and international trade.
Stock Throughput Insurance
Stock Throughput Insurance provides broader protection for goods throughout the supply chain, from the point of manufacture or purchase through to storage, distribution and final delivery. Rather than arranging separate cargo and property policies, Stock Throughput Insurance can provide one integrated solution for stock in transit and stock held at warehouses, depots or other locations including 3PL Warehousing Locations.
This cover can be particularly valuable for importers, exporters, wholesalers, distributors and businesses with complex supply chains. It can help reduce gaps in cover and provide greater consistency as goods move between transport, storage and distribution stages.
Marine Liabilities Insurance
Marine Liabilities Insurance is designed to protect businesses against third party claims arising from marine related operations. It may be relevant for businesses such as port operators, stevedores, freight forwarders, marine contractors, ship repairers, terminal operators and logistics providers.
Personal Boat Insurance
Looking for boat insurance for your personal vessel? Whether you use your boat for weekend fishing trips, family days on the water or longer coastal adventures, we can work with you to ensure you have the correct level of protection. Find out more.
Chat With A Broker
We’re always looking out for your best interests. With our in-depth knowledge of Australian and international insurance markets, we provide valuable business insurance advice on identifying risks and exposures so you can rest assured that your future is protected.
Claims
With our dedicated in-house claims team, you’ll never be left waiting on hold or passed from person to person. Instead, you’ll speak directly with a real, trusted insurance advisor who knows you and understands your business. As experienced business insurance brokers, we take the stress out of dealing with insurers by managing all the back-and-forth on your behalf.
We’ll walk you through your policy in plain language, ensuring you understand exactly what’s covered and where you’re protected. When it comes time to make a claim, we make the process quick, smooth, and focused on your best interests - that’s the real value of working with professional business insurance brokers.
FAQs
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Marine insurance protects businesses against risks associated with vessels, cargo, marine liabilities and goods moving through the supply chain. Cover can extend beyond the water to include transport, logistics and contractual exposures.
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Yes. Policies can often be arranged to cover domestic, international or worldwide movements depending on your business requirements.
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Marine insurance may be suitable for businesses such as:
Vessel owners and operators
Freight forwarders
Importers and exporters
Transport and logistics companies
Marine contractors
Port and terminal operators
Wholesalers and manufacturers
Marine service providers
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Cargo Insurance protects goods while they are in transit. Stock Throughput Insurance provides broader protection by combining transit cover with cover for stock while it is stored throughout the supply chain, reducing potential gaps between separate policies.
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Not necessarily. Freight carriers generally have limited liability under transport conventions or contracts, which may not reflect the full value of your goods.
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Yes. Cover can often be arranged for one-off shipments or under an annual open cargo policy.
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Commercial Hull policies may cover workboats, tugs, barges, fishing vessels, charter vessels, dredges, pilot boats and other commercial marine craft.
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Many policies can include machinery damage, but cover varies between insurers and policy wordings.
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Hull Insurance covers physical loss or damage to your vessel, whereas P&I Insurance covers many third-party liabilities arising from operating the vessel, such as property damage, pollution, crew injury and legal defence costs.
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Marine Liability Insurance protects businesses that perform marine-related operations but may not own vessels. It covers claims arising from business activities such as loading, unloading, repairs, port operations and logistics.
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Hull Insurance covers physical loss or damage to your vessel, whereas P&I Insurance covers many third-party liabilities arising from operating the vessel, such as property damage, pollution, crew injury and legal defence costs.
Contact Us.
To get in contact with a specific Integra team member, head to our People page to locate the broker you’re looking for.